Money Confessions

"I lied about my salary to get a nicer apartment."

"I thought a Roth IRA was a type of steak until I was 28."

"My credit card rewards strategy is 'swipe and hope.'"

"I subscribed to a meal kit service to save money on food. It costs more."

"I've been meaning to roll over my old 401k for 4 years."

"I bought a $400 juicer that's now a fruit fly hotel."

"I have a savings account named 'Emergency Fund' with $47 in it."

"I have 14 streaming subscriptions."

"I still don't understand how a 401k works."

"I panic-sold my index fund when it dropped 5%. It recovered the next week."

"I spent $8K on a timeshare I've used once."

"I bought NFTs. Plural."

"I once paid a $500 overdraft fee because I forgot about a $12 subscription."

"I use Afterpay for groceries."

"I've been paying for a gym membership for 3 years and gone twice."

"I've been paying for Hulu since 2015 and watched two shows."

"I bought crypto at the peak because my barber told me to."

"My DoorDash total for last year was more than my car payment."

"I pay for three different cloud storage services for the same photos."

"I bought a boat. I don't live near water."

"I finance everything. My couch is on a payment plan."

"I've never done my own taxes."

"I pay $200/month for a storage unit full of stuff I forgot I own."

"My 'emergency fund' is optimism."

"I have no idea what my credit score is and I'm 35."

"I said I was 'investing' but I was day-trading meme stocks."

"I have no idea how much I spend on food each month. I'm afraid to check."

"I bought 'investment property' books. That was my entire real estate portfolio."

"I spent $3,000 on a course about making money online. I made $0."

"I told my partner our savings account had more money than it does."

"I calculated that I've spent $22,000 on coffee over the past decade. No regrets."

"I've 'started a budget' 47 times. This month is different though."