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First Apartment

Afford your independence without the stress

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A realistic first apartment checklist with costs. Learn what to buy, what to skip, where to save, and how to budget $2,000 to $5,000 for furnishing.

Figure out how much rent you can actually afford using modern budgeting rules, not the outdated 30% guideline. Real numbers, real costs.

"Your back deserves better than a Reddit thread"

"How much are you bleeding on subscriptions you forgot about?"

"This 'rule' doesn't work everywhere. Let's check your city."

"The answer depends entirely on where you live"

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