Retirement
How Much Do I Need to Retire? A Clear, Numbers-Based Answer
The 4% rule, the multiply-by-25 approach, healthcare costs ($315K+), and Social Security -- here's exactly how much you need to retire at different spending levels.
Retirement
Know your number. Sleep better tonight
Free Calculators
Retirement Readiness Check
Monte Carlo engine with 600 scenarios, probability gauge, wealth trajectory with percentile bands. Conversational onboarding.
Social Security Optimizer
Enter your earnings history → see break-even analysis for claiming at 62/67/70. Spousal benefits, survivor benefits.
401k/IRA Optimizer
Are you leaving free money on the table? Check employer match, Roth vs Traditional, catch-up contributions, and optimal allocation.
Healthcare Cost Estimator
Project healthcare spending from retirement through end of life. Medicare coverage gaps, supplemental insurance, long-term care scenarios.
Latest Guides
View all guidesRetirement Masterclass
Video course + custom modeling spreadsheet + Social Security optimizer + healthcare cost planner
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