How Much Does a Wedding Really Cost? A Category-by-Category Breakdown
The average U.S. wedding costs $35,000+, but that number hides huge variation. Here's what you'll actually spend, category by category, with tips to set a realistic budget.
Enter total budget → get AI-allocated breakdown by category based on priorities. Drag sliders to reallocate. Shows 'if you spend X on venue, here's what's left for everything else.'
What's your number? Let's turn it into a plan you'll feel good about.
Include everything: venue, food, attire, photos, the works
The average US wedding has about 120-150 guests
Here's what I'd tell a friend
This allocation follows what most couples end up spending, but YOUR priorities matter most. If live music is your dream, pull from stationery and favors. Keep that contingency fund intact — 93% of couples go over budget without one.
Venue & Catering
$12,000
40% of budget — Includes reception site, food, and service staff
Photo & Video
$3,600
12% of budget — Photographer, videographer, and editing
Music & Entertainment
$2,400
8% of budget — DJ or band, sound equipment, lighting
Flowers & Decor
$2,400
8% of budget — Ceremony and reception florals, centerpieces, linens
Attire & Beauty
$2,400
8% of budget — Wedding dress/suit, alterations, hair, and makeup
Planner & Coordination
$1,800
6% of budget — Day-of coordinator or full planner
Invitations & Paper
$900
3% of budget — Save-the-dates, invites, programs, thank-you cards
Favors & Gifts
$900
3% of budget — Guest favors, wedding party gifts, parent gifts
Transportation
$600
2% of budget — Limo, shuttle, or rideshare for guests
Contingency Fund
$3,000
10% of budget — Buffer for surprises — trust us, you will need this
Estimated cost per guest
$100
Venue & catering portion divided by guest count
The Money Friend
Great news — here's a balanced plan that keeps a healthy buffer
Send this to your partner or a friend
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This calculator provides estimates for informational purposes only and does not constitute financial advice. Actual costs may vary based on your creditworthiness, location, and lender. Consult a licensed financial advisor or mortgage professional before making financial decisions.
Interest rates, payments, and loan terms shown are examples for illustration purposes only and do not represent an offer to lend, a commitment to make a loan, or a guarantee of any specific rate or term. Actual rates and terms are determined by lenders based on your individual credit profile and may differ from examples shown.
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